Your business needs Liability Insurance. A Liability Policy protects your company in the face of damages if your products or employees cause damage to third parties. The landscape of Liability coverage is vast, and there are many policies available in the marketplace. Let our team of Insurance Experts assist you with picking the right Liability Insurance plan for your business and budget.

Workers Compensation Insurance protects your employees in the face of an unfortunate accident while on the job. In addition to covering your employees, a Workers Compensation Policy also protects your business from legal matters resulting from work-related injuries. While state laws differ, you are required to have a Workers Compensation Policy if your business issues W-2’s to employees. 

Tax laws are constantly changing and vary state-by-state. Issuing payroll while also adhering to any law or code changes can be a time-consuming task, and your business may not have the workforce to stay on top of this ever-changing necessity. Volaris Insurance Group can provide your business with top-tier Payroll & Tax Compliance services at costs that fit your budget and save you valuable time.

If your business owns and operates vehicles, you need a Commercial Auto Policy to protect your company assets and employees while driving. A Commercial Auto Insurance Policy can save your company from financial ruin in the face of an unfortunate accident. Contact our Insurance specialists today to cover your business with a Commercial Auto plan that fits your budget.

Inland Marine Insurance is necessary for any business that transports assets over land or sea as well as property that your business may be moving. Protect your company’s valuable assets and rest easy knowing your goods are covered while in transit with an Inland Marine Insurance Policy. Contact our Insurance Experts today and let Volaris help you protect your business with an Inland Marine Policy.

Builders Risk coverage is a valuable part of any construction project. Your business needs to protect the materials, property, and equipment involved in each project in the face of any unfortunate accidents. Volaris Insurance Group has been working with small business owners for over 30 years to help find the right Builders Risks Insurance policies that best cover their risks and exposures. 

Protect your business in the face of any claims that could arise from current, future, or former employees, with an Employee Practice Liability Insurance (EPLI) plan in place. Studies have shown that 1 in 5 small businesses face employment charges at an average cost of $125,000. ELPI plans are structured to aid your business in the face of any employment charges. Contact our team today to customize an ELPI plan that protects your business.

Volaris Insurance Group provides top tier Garage Keepers Insurance coverage at prices that fit almost any budget. We have established carrier relationships that enable us to quote Garage Keepers policies at competitive prices. If you own or operate a garage business, get in touch with our team today and ensure that you have your most precious asset – your business, adequately protected for the future.

A Property policy for businesses and organizations will insure against damage to their buildings and contents due to a covered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that results from the property damage.   We feature over 30 national A Rated Carriers to quote you with.  Secure your Property now. 

Excess Liability insurance is a type of policy that provides limits that exceed the underlying liability policy. It is no broader concerning the incidents covered by the primary insurance, meaning it will not expand the stated coverage but will provide higher limits on top of the original policy, subject to the limits and exclusions of the primary and excess policy, and the follow form principle. The primary purpose of Excess Liability insurance is to close coverage gaps and to offer an added layer of protection in case the underlying insurance is exhausted of all possible resources.  When a claim is reported to an insurance company, the first policy that will cover all financial losses and damages is the underlying, or primary, policy. But if the claim exceeds the limits of the primary policy, that is where Excess Liability policy kicks in, picking up the remaining costs that were not covered by the primary insurance. To learn more, contact your Volaris agent at (800) 308-9480. 

Cyber Liability — a type of insurance designed to cover consumers of technology services or products. More specifically, the policies are intended to cover a variety of both liability and property losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. Most notably, but not exclusively, cyber and privacy policies cover a business’ liability for a data breach in which the firm’s customers’ personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm’s electronic network. The policies cover a variety of expenses associated with data breaches, including: notification costs, credit monitoring, costs to defend claims by state regulators, fines and penalties, and loss resulting from identity theft. In addition, the policies cover liability arising from website media content, as well as property exposures from: (a) business interruption, (b) data loss/destruction, (c) computer fraud, (d) funds transfer loss, and (e) cyber extortion.

Contractors pollution liability (CPL) is a contractor-based policy, offered on a claims-made or occurrence basis, that provides third-party coverage for bodily injury, property damage, defense, cleanup, and related defense costs as a result of pollution conditions (sudden/accidental or gradual) arising from contracting operations performed by or on behalf of the contractor. Policies can be offered on a project or blanket program basis. Project policies provide coverage for all operations performed by the insured during the construction period and can include “tail” coverage (extended reporting period (ERP) for claims made policies and completed operations for occurrence policies) to address the statutes of repose in many states or other contractual requirements. Usually, a maximum term of 12–13 years is offered. Additionally, wrap-up programs can be implemented to afford coverage for all contractors regardless of activity undertaken (environmental or nonenvironmental) on a specific project. A blanket program provides coverage on an annual basis for all defined covered operations taking place during the policy term.